We Specialize In These Orange County Communities

Aliso Viejo - Anaheim Hills - Capo Beach - Costa Mesa
Coto De Caza - Corona Del Mar - Dana Point - Foothill Ranch
Huntington Beach - Irvine - Laguna Beach - Laguna Hills
Laguna Niguel - Lake Forest - Ladera Ranch - Mission Viejo
Newport Beach - Newport Coast - Orange - Placentia
Rancho Santa Margarita - Rancho Mission Viejo - Santa Ana
San Clemente - San Juan Capistrano - Trabuco Canyon
Tustin & North Tustin - Yorba Linda - Villa Park

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Refinancing is Looking Better and Better



You might not be selling for the next five or 10 years, but as your trusted real estate advisor, I’m here to help you anytime. Right now, in fact, I can probably help you save some money on your mortgage payment.


I am here to help YOU SAVE MONEY before, during & after the purchase or sale of your home.


In case you aren’t aware, it’s a fantastic time to refinance. Interest rates are at multiple-year lows and you could be saving quite a bit on your monthly payment right now if you would have bought just a few years ago.

Let’s get together and talk about getting you with one of my preferred vendors who can help you by getting you that lower payment and putting more money back in your pocket.

If you want to get connected or just have any questions, give me a call or send me an email anytime. I look forward to hearing from you!

The Sizzling Summer Real Estate Market Is About to Fizzle Out


Looking to buy or sell a home in Orange County? Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call us at 949-391-3141 for a FREE home buying or selling consultation to answer any of your real estate questions.

The summer sizzle is about to become the summer fizzle. 

Why? Right now, we have over 7,000 homes on the market, which is the highest inventory has been all year. Rising inventory is a sure sign that the market is slowing down. 



Secondly, kids are going back to school in mid-August, which is earlier than they have started school in many years. If you’re buying a home, this means you want to be in your new home sometime in July. At the very least, you want to be in escrow in July because it takes 30 to 45 days to close on the property and you’ve got to be settled for school. 


In other words, buying decisions are going to be cut short this year. If you’re selling a home, you need to list your property now. Give me a call or send me an email with any questions. I would be happy to help you!


Zen's Latest Orange County Housing Market Update
(see the latest sales statistics for every city in O.C.)

How Much Do You Need to Buy a Home?



Looking to buy or sell a home in Orange County? Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call us at 949-391-3141 for a FREE home buying or selling consultation to answer any of your real estate questions.

Many people think they need a lot of money to buy a home. That’s not the case!

In fact, you can get into a home without a down payment in California! If you’re currently active in the military or you’re a veteran, there’s a great VA loan program with the U.S. Department of Veterans Affairs. I’m also a certified military specialist who can walk you through this process.

"You can get into a home without a single down payment in California!"

Secondly, the government offers an FHA program. It requires 3.5% down. For instance, if you’re buying a $500,000 home, you’ll need less than $20,000 as a down payment.

Next, there are conventional loans. There’s a misconception out there that you need 20% down for them. However, you can obtain a conventional loan with as little as 5% down, depending on your loan limit.

Additionally, there’s the 80-10-10 program. I really admire this one. With this loan, you won’t have any mortgage insurance to pay.

With that being said, reach our office to discuss your options with a professional. If you’re thinking about buying or selling a home in the surrounding area, give me a call or send me an email. I’d be happy to answer your questions about this topic and more!