The Benefits of Giving

Imagine a world where your small acts of kindness warm your heart, improve your health, strengthen your community bonds and even extend your lifespan.


This is not a utopian dream; it’s the reality for everyday philanthropists—individuals who discover that giving, regardless of the size of their bank accounts, creates a ripple effect of positivity in their lives and the lives of others.


Although we usually correlate philanthropy with wealthy people, anybody, regardless of their income, can enjoy the benefits of giving. Here's a case that proves anyone can be a philanthropist within their means:


While serving in the Navy during World War II, Thomas Cannon survived several accidents that killed more than 300 of his shipmates. Cannon credits his escape from these accidents as the reason for his philanthropy. "Such escapes made me believe that I was being preserved for something,” he says.


Cannon, who began donating money in 1972, frequently chose people whom he heard about in the news. Throughout 33 years, Cannon gifted more than $156,000, often by mailing $1,000 checks to the staff of the local newspaper, with instructions about who should receive the money. His charity helped support a local group that volunteered in the elementary school, a woman who started a youth center in her low-income neighborhood and an orphaned teen who was active in his community.


Cannon managed these donations on a $20,000-a-year postal worker salary. In time, he was forced to quit his job and become a full-time caretaker for his wife. That's when much of his philanthropy came back to him, as the community came together to provide him and his wife with a house and medical care.


Before he died, Cannon suggested the best way to honor his memory would be for others to just “Help somebody.”




On the fence about Buying?


One question that I always get asked is, "Is it better to rent or buy?" The answer is it's always better to own your home. So if you're on the fence, I wanted to share a few benefits of home ownership. 

Positive Financial Investment

When you buy a home, it's a long-term investment. Your home will appreciate, and its value will go up over time. When it's time to sell, you’ll make money on the sale. When you rent, you're paying for someone else's home to increase in value.

Tax Benefits


Yes! Owning your home can have tax benefits. For example, you can deduct items like the interest you pay on your mortgage and property taxes, and when you buy a new home, you can deduct the fees you pay that year.

Credit Score Boost

Buying a home and paying your mortgage on time can help you boost your credit score.

Consistent Mortgage Payments

If you have a fixed-rate mortgage, your monthly payments will stay the same, making it easier to budget. Over the years, you're paying down on your mortgage, not someone else's.

Freedom to Make Changes

When you buy a home, you can make any changes you want because, well, IT'S YOURS! So make the home improvements that you want.

These are five reasons it's better to buy a home than rent if you can afford to buy now. I would love to discuss the many other perks with you. 

If you need to sell in order to buy, let's talk about our 

"BUY BEFORE YOU SELL PROGRAM"

If and when you're ready, I'd be happy to discuss finding your next home. Call me to schedule a talk.



Selling Your Home for the First Time?

 


Summer is a busy time for those thinking about selling a home. Sellers have a lot to think about when preparing to put their home on the market. The market has shifted from the crazy pandemic market that you might have heard about. Houses are no longer getting multiple offers the moment they hit the market. If you’re considering a move and want to sell your home for the first time, here are a few things you should do and expect.

Create a Move-In Ready Home

If you want your home to sell, it must be in pristine condition. Make those pesky repairs that you’ve held off on. Clean and clean again. And bring your curb appeal to a new level. A first impression is critical for attracting buyers. You want your home to be “move-in ready.” 
Pro Tip: Hire an experienced agent that has all the resources to help you prepare your home for sale.

Depersonalize

Take down any family pictures and any sports memorabilia. You don’t want to lose buyers because of a sports rivalry. You want your potential buyers to imagine their pictures and decor on the walls. 
Pro Tip: Hire a professional stager.

Set a Price That Will Sell

The last few years have been crazy for sellers. But the market has changed from what it was even a few months ago. So, be realistic about the current market conditions. Yes! Your friend or neighbor sold fast and for more than expected a few months ago. But that might not be the case now. 
Pro Tip: A Comparative Market Analysis (CMA) can give you an accurate update on home sales prices. I can help.

With interest rates rising and the market conditions leveling out, it’s good to ensure your home is in perfect selling condition. Use these tips to prep your home, whether it’s your first or last time selling. I’m ready to help you. Please call or text to schedule a meeting. I would love to discuss the value of your home.